Make sure that you have everything figured out before starting your home search - both on the financing side and in terms of your own wants and needs. Below is a checklist you can use as a guide for your home search.Read More

Window shades come in a wide variety of options, ranging from no-nonsense roller models to romantic balloon shades. All shades provide varying degrees of privacy and light control, pleated shades are the most energy-efficient. Bottom-up shades allow you to adjust for privacy while still letting the sun shine in.Read More

During your venture you will probably hear this term used a lot. It stands for principal, interest, taxes and insurance. Every loan includes principal and interest payments and those labeled PITI also include taxes and insurance. Property taxes and homeowners insurance payments can be paid in an annual lump sum. PITI means that these payments...Read More

When a property owner agrees to payment of a portion of a home’s purchase price over time, with the debt to the seller registered on the title as a mortgage, it’s known as seller financing, a vendor take-back mortgage or a purchase-money mortgage. This is a home-financing strategy in which you the buyer borrow from...Read More

Plain Rods – Buy these rods in the size range that includes your window’s width, they adjust lengthwise. A single rod holds one curtain with a casing or rod pocket at the top, a double rod holds two curtains or a curtain plus valance.Read More

It gets worse with a score of 620 or lower. You are stuck in the subprime mortgage market. That means your scores are not high enough to qualify for a mortgage that can be purchased by Fannie Mae or Freddie Mac, the government-sponsored corporations that buy mortgages and resell them on Wall Street.Read More

The FTC or Federal Trade Commission requires each of the credit Bureaus Experian, Equifax and TransUnion to give consumers one free credit report per year for a total of three free reports each year. But you have to ask for them. You can get your free reports by going online to www.annualcreditreport.com. Don't go directly...Read More

As a new home buyer you will want to integrate these famous saying in the real estate profession: "location, location, location." Integrate these into your search process because location will play an integral role in your selection. Going beyond the home itself, factors like area schools, neighborhoods, quality of life, surrounding developments and businesses as...Read More

Aluminum and vinyl blinds of a manageable size can be taken down and washed in the bathtub. Mix a mild detergent with water and scrub blinds with a sponge. Once clean, rinse them with water. Let them dry thoroughly, partially drawn up and flat in the tub, before reinstalling. You can speed up the drying...Read More

Each online lender has different application requirements. For example, if you visit LendingTree.com which is one of the internet's better known lenders, they have revealed a checklist of items to bring with you when you are ready to sign up.Read More