Blinds are commercially made window coverings that can have either vertical or horizontal slats, have an accordion or honeycomb construction or are woven from natural or synthetic reeds. In one style, slats are sandwiched between two sheer fabric layers that diffuse light when the slats are open. In yet another style, slats are laminated vertically...Read More

Hybrid loans won't save you quite as much money as pure ARM (Adjustable-Rate Mortgage) but they are cheaper than a 30-year fixed rate mortgage and they limit your risk. They are especially popular among buyers who don't plan to be in their new home for more than ten years. Hybrids give you a fixed interest...Read More

Hand-painted canvas floor-cloths are very easy to care for. Newly made ones will most likely be painted with acrylic or latex paints and finished with several coats of polyurethane. A damp mop or sponge will quickly clean the surface. However, if you own an antique floor cloth, avoid water and clean with a dry dust...Read More

Most mortgages do not limit prepayment of your principal, If you would like to pay twice the principal due each month, with the goal of paying off your loan early then you are free to do so without penalty. If rates fall and you'd like to refinance to a better loan after a year or...Read More

Regular maintenance is important since all rugs,including carpets wear out from the bottom. Grit and sand settle at the base of loop and pile constructions or lodge between the yarns of flat tapestry weaves, cutting fibers and wearing out the rug. So to improve the life of your rugs, vacuum often.Read More

Among all the paperwork involved with taking out a mortgage, it is very easy to let your mind wander and simply sign on the dotted line. But be careful, you should read through the loan documents. You have to ask about and also watch out for these hazards to your financial health in particularRead More

Most often it is the construction of an area rug that establishes its formality or informality. Rag, hooked and braided rugs are considered informal and casual, perfect for country settings. On the opposite end, Aubusson and Oriental rugs generally appear in formal rooms with period furniture.Read More

In its friendliest, most congenial presentation an area rug fits under the front and back legs of the furniture in its focal area. The rug should fit under the front legs of all the pieces in the area at the very least. If you have no choice but to use a small area rug within...Read More

Improving a credit score does not happen overnight. Why? It's because most creditors only report to the bureaus once a month. But there are a few steps you can take right now to start cleaning up your credit blemishes and here they are.Read More

Grout and caulk in a bathroom, especially around a tub, are both essential elements and must be maintained for they are barrier that keeps water from seeping into the walls. The smallest gaps allow water to sneak behind the tiles and do real damage to the bathroom wall and floor, and even to the ceiling...Read More