It is no secret that the loan application process can be time consuming and stressful. The last thing you need to deal with is an unexpected item with your credit report.  What most borrowers aren’t aware of is that the credit score you have at the beginning of the process may not be the same...Read More

When is the last time you looked at your credit report? If you are even remotely involved in the real estate business the answer should be within the last thirty days.  If you are not on top of your credit report you run the risk of having to deal with unexpected issues when you least...Read More

Poor credit greatly restricts how you run your real estate business. While you might not lean on credit to fund deals today you never know what the future holds. All it takes is one or two late accounts to knock your credit score down fifty points or so.  This may not seem like much but...Read More

Your credit score is something that you cannot take for granted. You may only use credit a handful of times a year but when you do you need your scores to be strong.  A poor credit score will increase interest rates, fees and may even cause your application to be denied.  Conversely strong scores give...Read More

Most mortgages do not limit prepayment of your principal, If you would like to pay twice the principal due each month, with the goal of paying off your loan early then you are free to do so without penalty. If rates fall and you'd like to refinance to a better loan after a year or...Read More