Homes for sale usually look great which makes it very hard to use a critical eye when looking at them. Buyers often lose sight of the fact that there might be structural problems or defects that they will have to contend with later. To avoid falling into this trap have a good idea of exactly...Read More

The FTC or Federal Trade Commission requires each of the credit Bureaus Experian, Equifax and TransUnion to give consumers one free credit report per year for a total of three free reports each year. But you have to ask for them. You can get your free reports by going online to www.annualcreditreport.com. Don't go directly...Read More

Improving a credit score does not happen overnight. Why? It's because most creditors only report to the bureaus once a month. But there are a few steps you can take right now to start cleaning up your credit blemishes and here they are.Read More