Getting a loan approved takes more work than ever for the borrower. Just when you think you have submitted everything there always seems to be just one more item left.  Often times this final item is the most difficult to obtain.  It is no secret that lending guidelines have changed over the last decade. Today...Read More

Every mortgage has a certain structure that, when explained in legal language, can be difficult to understand. The terms used to describe components – like “the index” and “the margin” – can throw many first-time homeowners for a loop. But understanding your mortgage before signing it is crucial for keeping your payments manageable and your...Read More