Getting a loan approved takes more work than ever for the borrower. Just when you think you have submitted everything there always seems to be just one more item left.  Often times this final item is the most difficult to obtain.  It is no secret that lending guidelines have changed over the last decade. Today...Read More

Most mortgages do not limit prepayment of your principal, If you would like to pay twice the principal due each month, with the goal of paying off your loan early then you are free to do so without penalty. If rates fall and you'd like to refinance to a better loan after a year or...Read More