Access to mortgage financing remains one of the most important factors needed to continue to fuel a real estate recovery. Unfortunately, mortgages could become much harder to get it some have their way, making educating buyers on how to boost and maintain their credit scores essential.Read More

Foreclosures and bank reviews continue to hit the news making it all the more confusing for struggling homeowners to make sense of what is going on with their mortgages. Are you going to get help or do you need to sell your home fast?Read More

Sensational headlines desperate to boost dwindling readership levels so that they don’t go broke have been luring already victimized homeowners into a dangerous sense of false security.Read More

Mortgage rates are great but the news headlines may have you believing that no one qualifies for a home loan these days. Don’t panic. Whether looking to scoop up a great deal on a new residence while there are still deals to be had or looking for a way to expand your real estate investments...Read More

If you want to buy a foreclosure this year, don’t bother attending an auction. Huge auction websites like to talk about how easy it is to buy a foreclosure at one of their local events, but the reality is that winning a house in a bidding war and then securing a mortgage for it is...Read More

It looks like the presidential candidates are finally paying attention to the housing crisis. In this Tuesday's State of the Union speech, President Obama touted his settlement with big banking. The settlement would dampen the startling foreclosure rate by giving $25 billion to homeowners who are underwater on their mortgages. Immediately after the speech, White...Read More

Buying a house used to be easy. You found a home you liked, applied for a mortgage and then paid it off over 30 years. That’s not the case in today’s market. Mortgages today are harder to obtain, and favorable terms are more difficult to come by. That's why many Americans are choosing to just...Read More

Are you selling a house that isn’t worth as much as the balance remaining on your mortgage? Then it may be time to walk away. With the real estate market not expected to recover until 2023 and foreclosure rates abysmally high, more and more Americans are choosing to let their lender repossess their home even...Read More

If you're buying a house, you're entitled to a “good faith estimate” when applying for a mortgage. However, sometimes these itemized rundowns of the estimated costs of a home loan aren’t made in good faith at all. They can be misleading, and they can bait a homeowner into paying thousands more than they had anticipated....Read More

Forget about flipping houses. If you want to make some real money on the housing market in 2012, help out the White House and start renting out foreclosures. This past Tuesday, the Obama administration announced that it’s working on a pilot program to sell off batches of Federal Housing Authority-owned foreclosures around the country –...Read More