With foreclosures at a record high across the country, it’s more important than ever to stay on top of your home loan payments. Here are a few ways you can simplify the process to keep your mortgage payments organized and up-to-date:Read More

If you're having trouble paying your mortgage, exploring home loan modifications is something you'll want to consider. In today's housing climate, many people are turning to modifications to save their homes and stop foreclosure. Many companies have been formed to help people deal with the subtleties of these modifications, but not all home loan modifications...Read More

When you're buying a home, nothing is more important than working with a lender to determine how much your mortgage will be. You might look at tons of houses, only to realize that you can't afford any of them – or even worse, that you can't get a mortgage at all. Before you jump into...Read More

In the past few years, many families have turned to home loan modifications to help save their home from being repossessed. If you're having difficulty paying your mortgage, modifications may help you avoid the painful foreclosure process. However, make sure you ask yourself the following questions before you start the modification process:Read More

Many families across the country struggle to pay their mortgage, whether because of unemployment or because the payment is simply too high. If you find that you're having problems paying your mortgage (or even just getting the payments in on time), don't give up hope: there are still plenty of options for you.Read More

It’s the classic move up dilemma: Which should you do first, buy the new home or sell the old one? The way you work through that problem will depend on your finances and on local market conditions. You would be able to sell the house in a world made perfect for the home buyer, but...Read More

When a property owner agrees to payment of a portion of a home’s purchase price over time, with the debt to the seller registered on the title as a mortgage, it’s known as seller financing, a vendor take-back mortgage or a purchase-money mortgage. This is a home-financing strategy in which you the buyer borrow from...Read More

Each online lender has different application requirements. For example, if you visit LendingTree.com which is one of the internet's better known lenders, they have revealed a checklist of items to bring with you when you are ready to sign up.Read More

Most mortgages do not limit prepayment of your principal, If you would like to pay twice the principal due each month, with the goal of paying off your loan early then you are free to do so without penalty. If rates fall and you'd like to refinance to a better loan after a year or...Read More